-
Why I Finally Created an Investment Policy Statement
If you had asked me a year ago what an Investment Policy Statement was, I probably would have given you a technical definition, nodded as if it sounded important, and then gone right back to managing my portfolio the same way I always had — relying on research, conviction, and a belief that I could…
-
Focused Finance: The Salaryman Who Built Wealth When Nothing Worked
Most people assume wealth is built in good times. In booming markets where optimism is everywhere. They believe its a good time to build when wages are rising wages. But the price of this kinda of optimism is almost always followed by a collapse. One Japanese salaryman did not share the same sentiment. Kenji didn’t…
-
Happy New Year from The Solo Investor. 🎉
Thank you for being here: reading, watching, and building with me. If 2025 taught us anything, it’s this: stability isn’t given anymore, it’s built. So in 2026, we’re doubling down on what actually moves the needle: If you’re starting this year with big goals and a messy starting point, that’s good. That’s how most real…
-
The Psychology of Spending: Why We Buy What We Don’t Need
Ever bought something you didn’t really need? Maybe it was the new phone that replaced one still working fine. Or that online “deal” you couldn’t pass up because it was 40% off — today only! We tell ourselves we’re being practical. But most of our spending has little to do with logic, and everything to…
-
From Pain to Purpose: The Amahoro Cooperative Story
Focused Finance #4 In a small workshop on the outskirts of Kigali, Rwanda, the steady hum of sewing machines fills the air. The room is bright with color — fabric patterns from every corner of the country, laughter from women stitching side by side, and the quiet rhythm of purpose. At first glance, it’s a…
-
5 Overlooked Side Hustles with High Growth Potential
In Parts One and Two of this series, we explored some of the most popular side hustles with real growth potential — freelancing, content creation, real estate, social media management, tutoring, e-commerce, photography, and even cleaning services. Each of those started small, but with the right systems, they scaled into real businesses that provided financial…
-
Part 2: Side Hustles That Can Grow Into Full Businesses
In our last article, we explored three side hustles — freelancing, content creation, and real estate — that can scale into successful businesses. Each of those started small but proved how ordinary people can turn simple ideas into wealth-building machines. But those are just the tip of the iceberg. The truth is, there are dozens…
-
Top 3 Side Hustles That Can Transform into Successful Businesses
Side hustles are often born out of necessity — a way to earn a little extra when bills are rising faster than paychecks. But some hustles have the potential to be much more than stopgaps. With the right mindset, systems, and discipline, they can grow into full-fledged businesses that provide freedom, wealth, and long-term stability.…
-
Achieving Financial Independence Through House Hacking – Focused Finance #3
Alexis Cromwell didn’t grow up with money. Raised in a working-class family in El Paso, Texas, she was the first in her family to earn a college degree. But with that degree came nearly $40,000 in student loans. She chose teaching because she loved education, but passion didn’t pay the bills. Her first job barely…
-
Why Is It So Hard to Become Wealthy?
Picture this: You’re sipping coffee, scrolling through your phone, and you see yet another headline — “25-Year-Old Becomes Millionaire from Side Hustle.” You pause, sigh, and think: Why does it seem so hard for me to get ahead? Here’s some perspective: worldwide, only about 1.5% of adults have a net worth over $1 million. In…
